Mercuryo is a payments infrastructure provider focused on connecting traditional finance with Web3. The platform offers a suite of integrated products — including fast On‑Ramp services, co‑branded virtual cards (Spend), Off‑Ramp, and specialized solutions such as DCA, Pro accounts for high-volume flows, and NFT Checkout — to help businesses onboard users, enable crypto spending, and cash out to Visa/MasterCard. Mercuryo supports a broad global footprint (135+ countries), multiple payment methods, and 30+ cryptocurrencies across leading L1 and L2 chains. The company emphasizes developer friendliness with iFrame, API and SDK tools, claims large scale metrics (1B total volume processed, 7M users onboarded), and provides 24/7 multilingual customer care to support partners and end users worldwide.
Mercuryo is a payment engine designed to accelerate Web3 adoption by bridging fiat and crypto for businesses and end users. The platform positions itself as an end‑to‑end payments partner, providing a set of integrated products that let companies onboard users to Web3, enable crypto spending via co‑branded cards, and support cash‑out flows back to traditional rails. Built with a focus on scale, compliance, and developer integration, Mercuryo highlights significant operational metrics — including one billion in processed volume, millions of onboarded users, and global coverage across 135+ countries — to demonstrate maturity and reach.
On‑Ramp: Fast fiat‑to‑crypto onboarding that claims a 15‑second flow for users. This product is designed to increase conversion and retention with minimal friction, offering KYC handling and a ready integration path for wallets, exchanges, and apps.
Spend (Co‑branded Cards): Virtual co‑branded cards that let users spend crypto from a connected wallet. Instant card issuance, multi‑chain support (40+ chains listed for Spend), and seamless wallet linkage make it suitable for consumer fintech apps and Web3 services that want to provide direct purchasing power from crypto balances.
Off‑Ramp & Pro: Tools to enable users to cash out from crypto to Visa and MasterCard, with specialized offerings for high‑volume business flows. Pro features target large deposits and withdrawals, liquidity management, and smoother settlement for enterprise clients.
Auxiliary Products (DCA & NFT Checkout): Dollar‑Cost Averaging (DCA) capabilities let users automate recurring crypto purchases, while NFT Checkout offers a click‑to‑purchase flow designed for rapid NFT sales and improved conversion on marketplaces.
Developer Tools & Integrations: iFrame, API, and SDK options enable native or embedded integrations (Webview), making Mercuryo adaptable to different product architectures. The platform also promotes an ecosystem program for developer support and partnership.
Mercuryo emphasizes broad geographic and token support: 135+ countries, 10+ payment methods, and 30+ cryptocurrencies. The stack lists compatibility with leading L1 and L2 blockchains (Ethereum, Solana, BNB, Arbitrum, Polygon, zkSync, Optimism, Base, and others), enabling payments on multiple chains and facilitating use cases across wallets, DEXs, NFT marketplaces, yield platforms, and browser extensions.
The company highlights 24/7 customer support with fast average response times and multilingual coverage to serve end users globally. Compliance and KYC are presented as core elements for onboarding (7M+ KYC'd users reported), which helps partners meet regulatory expectations while scaling user acquisition.
To evaluate Mercuryo, teams typically review integration options (API vs iFrame vs SDK), confirm required compliance and regional payment methods, and pilot a single product (for example, On‑Ramp or Spend) to measure conversion and UX impact. For builders, the ecosystem program and documentation provide developer support to accelerate proof‑of‑concepts and production rollouts.
Overall, Mercuryo is positioned as a pragmatic payments partner for Web3 companies seeking a single vendor to support fiat on‑ramps, spending, and cash‑outs while offering developer tools and global coverage to scale user acquisition and monetization.
