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Stripe

Stripe’s crypto offering provides an integrated infrastructure for businesses to accept stablecoin payments, send stablecoin payouts, and embed crypto-native money management tools across global markets. It combines Stripe’s existing payments, risk, and developer tooling with specialized components — Bridge for stablecoin orchestration, Privy for wallet and custody infrastructure, and Tempo as a high-throughput payments-focused blockchain — so companies can move value faster and at lower cost. The platform supports onramping, KYC, fraud protection, card issuing backed by stablecoin balances, and Financial Accounts to unify fiat and crypto rails. With extensive APIs, documentation, and enterprise integrations, Stripe Crypto aims to simplify blockchain complexity while enabling borderless commerce, improved authorization rates, and new product experiences for marketplaces, fintechs, and global platforms.

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Introduction

Overview

Stripe’s crypto page describes a comprehensive toolkit that helps businesses expand globally using crypto and stablecoins. The offering is positioned as an extension of Stripe’s payments infrastructure, designed to reduce cross-border fees, enable instant or near-instant settlement on stablecoin rails, and let companies build new product experiences such as embedded wallets, stablecoin-backed cards, and programmatic payouts. The platform highlights three complementary building blocks — Stripe, Bridge, and Privy — plus Tempo, a payments-oriented Layer 1 blockchain incubated with partners. The emphasis is on developer-friendly APIs, compliance and risk controls, and plug-and-play integrations that reduce the operational burden of running crypto flows.

Core Capabilities

  1. Stablecoin payments and payouts: Accept stablecoin payments at checkout and programmatically send stablecoin payouts to users, creators, and sellers worldwide. This capability lowers cross-border costs and removes dependence on local banking hours.

  2. Bridge: orchestration & issuance: Bridge provides stablecoin orchestration, including issuance, reserves, redemptions, and liquidity management. Businesses can create and manage virtual stablecoins or leverage existing tokens without building treasury infrastructure from scratch.

  3. Privy: wallet and custody infrastructure: Privy enables asset custody, onchain actions, embedded wallets, and other wallet management features. It abstracts blockchain complexity so teams can integrate wallets and transfers reliably.

  4. Issuing: stablecoin-backed cards: Issue card products backed by stablecoin balances with scalable Visa card issuing and integrated compliance and fraud protections. This lets customers spend stablecoins across existing card networks.

  5. Onramp and KYC flows: The platform includes Crypto Onramp flows (with Link and KYC) so end users can top up wallets, buy crypto, and convert fiat-to-crypto with fraud and disputes handled by Stripe’s systems.

  6. Financial Accounts & single integration: Combine fiat and crypto rails through Financial Accounts to move, store, spend, and manage funds across 101 countries with a single integration approach.

Additional features and ecosystem

  • Tempo blockchain: A purpose-built Layer 1 for high-throughput, low-cost payments incubated by Stripe and partners to support real-world stablecoin use cases.

  • Risk and compliance: Built-in fraud prevention (Radar), KYC integration, and compliance tooling to help enterprises meet regulatory expectations while maintaining high authorization rates.

  • Developer tooling & docs: Extensive documentation, sandbox testing, and APIs to speed integration and iteration.

Recommended reasons

Stripe’s crypto stack is recommended for businesses that want to expand cross-border reach, reduce settlement times and fees, and offer novel product experiences without building crypto infrastructure from scratch. The combination of stablecoin orchestration (Bridge), wallet and custody primitives (Privy), card issuing, and familiar Stripe payments tooling reduces integration complexity and operational overhead. For marketplaces, gig platforms, fintechs, and financial institutions, these capabilities enable faster global payouts, improved treasury management, and access to a broader customer base.

Getting started

To evaluate Stripe Crypto, review the integration docs, explore the Bridge and Privy APIs, and test flows in a sandbox. Consider starting with one use case — accepting stablecoin payments or enabling payouts — and iterating to add wallet embedding, card issuing, or custom stablecoin issuance as your regulatory and product needs evolve.

Conclusion

Stripe’s crypto offering aims to make stablecoins and digital assets accessible to mainstream businesses by pairing Stripe’s payments experience with modular crypto primitives. It targets practical problems — cost, speed, and reach — and provides a structured path from simple payment acceptance to full stablecoin orchestration and wallet-enabled product features, all backed by enterprise-grade compliance and risk controls.

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Information

  • Publisher
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  • Websitewww.stripe.com
  • Published date2025/12/23

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